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Life Insurance Learning Center - Policy Features

Protection Component.

The protection component of a life insurance quote on a policy is the difference between the death benefit and the cash value at any given time.

For example, the death benefit is only paid when the insured dies, but the cash value of the policy is available to the policy owner when the insured is still alive. The difference between these two values is the protection value of the life insurance policy in a life insurance quote.

To provide an example, if the death benefit is constant throughout the policy, but the cash value continually decreases, then the protection component is increasing throughout the duration.

Obtain your free life insurance quote today! Make sure that your life insurance quote includes the protection component and that the life insurance quote and company provides you with a good protection value.

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