Life Insurance Learning Center - Term Life Insurance Types
Universal Term Life Insurance
Part 4 of this Life Insurance Company Policy Type
Also, you can request an agreement from the life insurance company that states that the beneficiary should be reimbursed in case there are any errors (i.e., if the beneficiary ends up paying unnecessary taxes). Sometimes, if you pay a very large premium in relation to the death benefit, the policy can be dismissed as a form of life insurance. How much is a very large premium? The answer is very complicated and cannot be answered simply here. However, most companies work around this to make sure that your premiums are not considered too high. Just in case, though, you should make sure that you get something in writing from your life insurance company. However, do not refuse to buy a policy because they refused to give you one. Like we said earlier, most life insurance companies are working around this and might not feel the need to have to provide you with one.
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