Last updated January 21, 2022

Welcome to

We’ll help you find the product or service that’s right for you! At® LLC, we recognize and respect the importance of your information security and your personal privacy. This Privacy Policy describes how we collect and use information about you, which includes using the information you provide to help find solutions that meet your needs. 

If you are a visually-impaired customer, a customer who has another disability or a customer who seek support in other language, you may access this Privacy Policy by emailing us at Client Services

This Privacy Policy is provided in a layered format.  You can jump to a specific section by clicking on the section below:

  1. Information Collection and Use
  2. Information Sharing Related to Loan Products, Insurance Products, or Service Requests
  3. Children’s Privacy
  4. Anti-Span Policy
  5. Cookie Policy
  6. Confidentiality and Security
  7. Your Rights and Choices
  8. Changes to this Privacy Policy
  9. California Privacy Notice
  10. Contact Us

General Privacy Policy

A Note About Our Network 
Our Privacy Policy applies to this website.  It also applies to other domain names owned by ® that may or may not point to ®. Further, we may from time to time add new sites to our network that may, or may not be listed specifically (by name) within this Privacy policy, however this Privacy Policy nonetheless applies to such sites.  Together, all such websites are referred to as our “Network.”

Please note:
This policy applies only to our Network, and specifically excludes websites maintained by other companies or organizations to which we link. This policy shall only apply to information that we collect online, not off.

1. Information Collection and Use

We collect, and use personal information about you, to respond to your request for products and services offered through this website. Further, we will also collect information from you in order to notify you about products, services, or other opportunities which we feel will be of interest to you. Additionally, even though information that we may collect about you may be considered publicly available (through government records or available through widely distributed media), we will treat all personal information submitted by you as non-public personal information. We may collect information about you from (but not be limited to) the following sources:

  • Information provided by you in connection with obtaining financial products or services such as mortgage loans (such as full name, telephone number, self-assessed property value, and social security number) and insurance quote requests (such as personal information, personal physical characteristics, personal medical information). Additionally, we may also collect demographic information from these sources. 
  • Information you provide us when you register to receive communications from us (such as your email address, or phone number).
  • Information you may provide us through surveys, feedback, or other forms hosted on our website, our Network, or the pages of an ® partner.

In addition, we might receive information about you from other sources (such as service providers) for tracking purposes.

2. Information Sharing Related to Loan Products, Insurance Products, or Service Requests

If you submit a request for a loan product, insurance product, or service offered through this website, we will share the personal information contained in your request form (such as your full name, physical address, physical characteristics, telephone number, property location, self-assessed property value, social security number, or other personal information) with lenders and/or agents within our provider network to process and fulfill your request. In regards to loan products or service requests, we may obtain additional information about you and we may share that information with lenders within our provider network. For example, we may use your social security number to obtain your credit score to help us connect you with a lender. In addition, lenders that receive your personal information may use your social security number to pull your credit score and/or credit report in order to process and fulfill your request. All lenders in our provider network (which include banks, mortgage lenders and brokers) have entered into marketing agreements with ® and are required to comply with federal and state privacy regulations. ® and all participating lenders or agents do not guarantee a response to your service request.

In regards to insurance products or service requests, we may obtain additional information about you and we may share that information with agents, brokers or insurers within our provider network. For example, we may use your physical characteristics (height / weight) to help connect you with an agent that can effectively help you with your service request. All agents, brokers, and insurers within our provider network have entered into marketing agreements with ®, and are required to comply with federal and state privacy regulations. ® and all participating agents, brokers, and insurers do not guarantee a response to your service request.

All lenders or agents within our provider network may contact you by telephone, email, or mail, based on the information you have provided to us, in order to process and fulfill your request, even if you have opted into the National Do Not Call List administered by the Federal Trade Commission, any state equivalent Do Not Call List, or the Do Not Call List of an internal company. If one of the lenders or agents contacts you by telephone, and you wish not to be contacted again by that lender or agent, (with respect to your inquiry), then you should specifically make a request to that lender or agent not to contact you again. If the lender or agent disregards your request and contacts you again, please let us know immediately by sending an email to ® Client Services. Please note that the lenders or agents may maintain the information you provided whether you elect to use their services or not.

For information about how to opt-out of certain sharing of your information, please see our Your Rights and Choices section.

3. Children’s Privacy 

This site is not intended for use by minors (those under 18 years of age). You must be at least 18 years old to use this website. We will not knowingly collect, use or disclose personal information about visitors under 18 years of age. If you are under 18 years of age, you can use the services offered on our website only in conjunction with your parents or guardians.

4. Anti-Spam Policy

You will not receive ® email communications unless you submit your email address to us to receive them. We do employ third party companies to advertise services and products that we offer. From time to time, you may also receive emails that advertise ® services from third party publishers. We require all third party publishers to be Can-Spam compliant for all mailings that are sent on behalf of ®. If you wish to stop receiving any email from ® or a third party publisher, you should follow the opt-out instructions included in the email.

5. Cookie Policy

To serve you more efficiently, our website uses cookies and other tracking technologies such as web beacons, embedded scripts, and tags (“Cookies”), which collect information from you automatically as you use our website, including:

  • Browser and device data, such as IP address, device identifier, device type, operating system and Internet browser type, screen resolution, operating system name and version, device manufacturer and model, language, plug-ins, add-ons, and the language version of the Sites you are visiting; and
  • Usage data, such as browsing history, time spent on the Sites, pages visited, links clicked, language preferences, patterns of use, and the pages that led or referred you to our Site.

We typically use cookies to reduce the time it takes for pages to load on your computer and to assist with customer tracking. Additionally, we may capture click-stream data on some of our partner’s websites, limited to the activity involved with the completion of offers listed on our website. This information is used to monitor the performance of our partners. We may also keep track of Internet Protocol (IP) addresses. An IP Address is a number that is used by computers on the network to identify your computer every time you log on to the Internet.

When you visit our Sites, we may collect information from you automatically through Cookies.  We also rely on partners to provide many features of our Sites using data about your use of the Sites.  We use Cookies for the following purposes:

  • Necessity.  To enable features that are necessary for providing you the services on our Sites, such as keeping you signed in, improving security, and preventing and detecting fraud.
  • Preference.  To allow us to remember your preferences and identify you when you return to our Sites.
  • Analytics.  To allow us to understand how our Sites are being used, track site performance and content views, and make improvements to the content, products or services.
  • Advertising.  To deliver targeted advertising based on your preferences, location, and/or interests across different services and devices and measuring effectiveness of ads.
  • Social media.  To enable the sharing of content from our Sites through social networking and other sites.

You can manage cookies by using features and functions available on most Internet browsers. For example, most browsers will allow you to choose what cookies can be placed on your computer and to delete or disable cookies. You can find instructions for managing cookie controls on websites for particular browsers.

For example:

  • Microsoft Internet Explorer browsers
  • Apple Safari browsers
  • Mozilla Firefox browsers

Please note that disabling cookies may prevent you from using specific features on our sites and other websites.

If you wish to opt out of our sharing of the data that is gathered when you visit our Site for purposes of targeted digital advertising, we encourage you to visit the Network Advertising Initiative or the Digital Advertising Alliance’s Self-Regulatory Program for Online Behavioral Advertising for more information about opting out of seeing targeted digital advertisements. Similarly, you can learn about your options to opt out of mobile app tracking by certain advertising networks through your device settings. You may also visit these websites for more information on how you can opt back in to the sharing of data. Please note that ® does not maintain this web tracking data in an identifiable manner.  

iLeads and third-party advertisers may use web beacons. Some iLeads websites and advertisements contain web beacons in the form of clear .gif files, which are electronic images that allow for the collection of information about your interactions on our sites. Web beacons may be used to place advertisements, to understand website traffic patterns and the number of visitors to our website, and to measure the effectiveness of advertisements or email advertising messages.

6. Confidentiality and Security

The security of your personal information is very important to ®, and we take a number of steps to safeguard it. For example:

  • We limit access to personal information to those employees or agents who assist us in providing requested products and services to you. Employees are required to comply with our strict policies and procedures regarding the handling of your personal information. Employees who violate these policies are subject to our normal disciplinary process. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard personal information about you.
  • We use industry standard data encryption technologies within the ® system.

7. Your Rights and Choices

Opt-out notice.  If you prefer that we not share with our partners your information, you may “Opt Out” — that is, you may direct us not to make those disclosures (except as permitted by law). To “opt out” please email us at: Client Services.

Electronic marketing communications.  If you no longer wish to receive promotional email communications from us, you may opt out via the unsubscribe link included in such emails or by contacting us using the information in the Contact Us section.  We will comply with your request as soon as reasonably practicable.  Please note that if you opt out of receiving promotional emails from us, we may still send you important administrative messages that are required in order to provide you with our services or for other reasons disclosed in this Privacy Policy.

Your Nevada privacy rights.  Nevada residents have the right to request to opt out of any “sale” of their personal information under Nevada SB 220. If you are a Nevada resident and would like to make such a request, please contact us using the information in the Contact Us section at the end of this Policy, and provide “Nevada Privacy Rights” in the subject line.  You must include your full name, email address and postal address in your request so that we can verify your Nevada residence and respond.  

8. Changes to this Privacy Policy ® may update, modify or materially change this Privacy Policy from time to time. If there are material changes to this Privacy Policy, or in how ® will use your personal information, we will post such changes here. If you do not agree with the changes to how your information will be used, please do not continue to use this website.

9. California Privacy Notice, LLC and our subsidiaries are required by the California Consumer Privacy Act of 2018 (“CCPA”) to provide to California residents an explanation of how we collect, use, and share their personal information, and of the rights and choices that we offer California residents regarding our handling of their personal information.  This specific CCPA description in our Privacy Policy applies only to California residents.

For purposes of this Notice only, “personal information” shall mean information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household.  It includes personal information collected by ® online, offline, or by any other means.

A. Your Privacy Rights

If you are a California resident, you have the following rights under applicable California law in relation to your personal information, subject to certain exceptions:  

Right to Know. You have a right to know:

  • The categories of personal information we have collected about you.
  • The categories of sources from which we collected your personal information.
  • The business or commercial purpose for collecting or sharing your personal information.
  • The categories of third parties with whom we have shared your personal information.
  • The specific pieces of your personal information we have collected.

Right of Deletion. You have a right to request that we delete the personal information we have collected about you.

Right to Opt-Out of Sale.  You have the right to opt-out of the sale of your personal information to third parties.  

Right of Non-Discrimination. We will not discriminate against you for exercising any of your CCPA rights by denying goods/services, charging a different price for goods/services, imposing penalties, providing different levels of service/quality or suggesting any of the above.

The above rights are subject to various exclusions and exceptions under applicable laws.  

How to Submit a Request

To exercise any of the above rights, please submit a verifiable consumer request to us by:

Calling:  1-877-2453237



Only the person whose information is requested (expect in the case of a minor) may make a verifiable request twice within any 12-month period.  The request must provide sufficient information to allow us to reasonably verify you are the person for whom we have collected personal information and describe the information requested in enough detail for us to properly respond.  This includes your name, address, email address, and/or phone number.

We will respond in the timeframe as allowed by law.  We do not require account creation and will only use the information provided with the request to verify the identity of the requestor.  We cannot respond to a request without reasonable identity verification.  We may deny your deletion request if retaining the information is necessary as allowed by law or for another authorized purpose by California law.  Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request’s receipt.  We will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance.

You may also designate an authorized agent, in writing or through a power of attorney, to request to exercise the above rights on your behalf.  The authorized agent may submit a request to exercise these rights by emailing the letter of authorization or power of attorney to Client Services.

We currently do not collect household data. If we receive a Right to Know or Right to Delete request submitted by all members of a household, we will individually respond to each request. We will not be able to comply with any request by a member of a household under the age of 13, as we do not collect personal information from any person under the age of 13.

B. Categories of Personal Information We Collect

We may have, or has, collected the following categories of personal information within the last twelve (12) months.  

Category Examples Collected
A. Identifiers. A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, Social Security number, driver’s license number, passport number, or other similar identifiers. YES
B. Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)). A name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information. Some personal information included in this category may overlap with other categories. YES
C. Protected classification characteristics under California or federal law. Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information). YES
D. Commercial information. Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies. YES
E. Biometric information. Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as, fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data. NO
F. Internet or other similar network activity. Browsing history, search history, information on a consumer’s interaction with a website, application, or advertisement. YES
G. Geolocation data. Physical location or movements. NO
H. Sensory data. Audio, electronic, visual, thermal, olfactory, or similar information. NO
I. Professional or employment-related information. Current or past job history or performance evaluations. YES
J. Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)). Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records. NO
K. Inferences drawn from other personal information. Profile reflecting a person’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes. YES
Personal information does not include:
  • Publicly available information from government records.
  • De-identified or aggregated consumer information.
  • Information excluded from the CCPA’s scope, like:
    • Health or medical information covered by the Health Insurance Portability and Accountability Act of 1996 (HIPAA) and the California Confidentiality of Medical Information Act (CMIA) or clinical trial data;
    • Personal information covered by certain sector-specific privacy laws, including the Fair Credit Reporting Act (FRCA), the Gramm-Leach-Bliley Act (GLBA) or California Financial Information Privacy Act (FIPA), and the Driver’s Privacy Protection Act of 1994.
C. Categories of Sources from Which We Collected Personal Information.
  • Consumer Directly
  • Public Records
  • Business Partners
D. Business or Commercial Purpose for Collecting/Sharing Personal Information

Business Purposes:

  • To fulfill or meet the reason for which the information is provided
  • To provide you with information, products, or services that you request from us or a business partner
  • To provide you with email alerts and other communications concerning products, services, or information, from us or our business partners
  • To perform services on behalf of our business partners
  • Advertising or marketing purposes
  • To carry out our obligations and enforce our rights
  • To improve our website, products and services
  • For testing, research, analysis and product development.
  • To help maintain or improve the safety, security, quality and integrity of our websites, products and services, databases and other technology assets, and businesses.
  • To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations.
E. Categories of Third Parties with Whom We Shared Personal Information

We limit our disclosure of the categories of personal information above to our service providers for one or more business purposes.  As disclosed in this Notice and our Privacy Policy, we sell the following categories of personal information to third parties:  

Category of Personal Information Categories of Third Parties Disclosed To Categories of Third Parties Sold To
A. Identifiers.
  • Affiliated Entities
  • Service Providers
  • Business Partners
  • Data Aggregators
B. Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)).
  • Affiliated Entities
  • Service Providers
  • Business Partners
  • Data Aggregators
C. Protected classification characteristics under California or federal law.
  • Affiliated Entities
  • Service Providers
  • Business Partners
  • Data Aggregators
D. Commercial information.
  • Affiliated Entities
  • Service Providers
  • Business Partners
  • Data Aggregators
F. Internet or other similar network activity.
  • Affiliated Entities
  • Service Providers
  • Business Partners
  • Data Aggregators
I. Professional or employment-related information.
  • Affiliated Entities
  • Service Providers
  • Business Partners
  • Data Aggregators
K. Inferences drawn from other personal information.
  • Affiliated Entities
  • Service Providers
  • Business Partners
  • Data Aggregators

We do not knowingly sell the personal information of individuals under 16 years of age.

F. Notice of Right to Opt-Out® sells personal data as further detailed in this California Privacy Notice, as well as our Privacy Policy. If you wish to request an opt-out of such sales, you may do so by:

Calling:  1-877-2453237



Further, if you wish to opt-out of our sharing of the limited data that is gathered when you visit our Sites for purposes of targeted digital advertising, as described in this Section and this Privacy Policy, we encourage you to visit the Network Advertising Initiative and/or the Digital Advertising Alliance’s Self-Regulatory Program for Online Behavioral Advertising for more information about opting out of seeing targeted digital advertisements.

G. Direct Marketing by Third Parties ® discloses personal information to third parties for their own direct marketing purposes. California residents have the right to request information regarding such practices under California’s “Shine the Light” law.  If you are a California resident and would like to inquire further, please contact us at Client Services.

We will continue to update our business practices as direct regulatory guidance becomes available.  For more information on interest-based advertising, please review our Cookie Policy.

10. Contact Us

Questions and Suggestions
If you have any questions, comments, or suggestions about our Privacy Policy may contact us: 

By sending an email to:
Client Services

By sending a letter to: ®
Attn: Consumer Support
567 San Nicolas Drive Suite 180, Newport Beach, CA 92653
Phone: 877-245-3237
FAX: 949-640-8307

©1996 – 2022 ®, LLC.

All rights reserved. For MORE information see our Terms of Use.

Privacy Policy Q & A’s

We believe you have the right to know the privacy policies of the sites you visit. LifeInsurancewiz is committed to data security, and protects your personally identifiable information.

Questions regarding this statement should be directed to:

Q&A About Privacy

In order to make it easier to understand LifeInsurancewiz’s privacy policies, we’ve arranged this document in a question and answer format.

How does LifeInsurancewiz use my information?

LifeInsurancewiz uses your personally identifiable information to prepare your insurance profile. From this profile, LifeInsurancewiz generates quote requests for our participating insurance or mortgage companies.

Unless you expressly give us permission to do so, or unless required by law, LifeInsurancewiz does not willfully use or disclose personally identifiable information. However, we may share aggregated statistical information about the use of the LifeInsurancewiz web site with our participating insurance / mortgage companies or business partners. Even in this case, individual users’ personally identifiable information is not disclosed.

How do Lifeinsurancewiz’s participating insurance companies use my information?

All of the companies use the information you provide for one general purpose: to provide you with an accurate insurance / mortgage quote. Personally identifiable information such as name, address, is collected as part of the process of requesting a quote. Companies use your personally identifiable information in combination with other information you provide about your insurance / mortgage needs. However, the rating criteria may be different for each participating insurance / mortgage company and each company may place different emphasis on particular aspects of your information.

Why do some of LifeInsurancewiz’s quote request forms require so much information?

LifeInsurancewiz works with many insurance and mortgage companies. Since these companies use different criteria to rate prospective customers, the form must encompass a wide range of questions. The comprehensive form ensures that you receive the best quotes for your particular circumstances. The consequence of declining to provide some requested information is that LifeInsurancewiz may be unable to provide quotes from participating insurance / mortgage companies.

How can I change my information?

At any point in the request for quote process, you can use your browser’s back button to return to previous pages. When you have returned to one of the summary pages, select the “Change” button to modify your information.

After I request quotes at LifeInsurancewiz, who will contact me?

If you request quotes at LifeInsurancewiz, representatives of the companies that best fit your circumstances will contact you with information regarding your quotes or coverage.

In addition, LifeInsurancewiz e-mails a quality control survey to all customers who request quotes or coverage. This survey is sent out within 4-5 days after your request, and is completely optional.

Does LifeInsurancewiz sell my information to other companies?

No. LifeInsurancewiz never resells, trades, leases or rents the personally identifiable information of our users to other companies.

Does LifeInsurancewiz store my information?

Yes. All information submitted through LifeInsurancewiz’s quote request forms is stored on our servers. LifeInsurancewiz does not use this information except to process your request to provide quotes, or with to forward it to an insurance / mortgage company when you request coverage.

How does LifeInsurancewiz protect my information as it passes over the Internet?

All our quote request forms use the SSL (Secure Sockets Layer) protocol. With SSL, when you enter the LifeInsurancewiz home page your information is encrypted as it travels between your computer and our servers. Encryption makes it exceedingly difficult for others to view your information.

Does LifeInsurancewiz use “cookies”?

Yes, some of LifeInsurancewiz’s pages do use “cookies” — one or more small text files saved on your computer’s hard drive and stored in memory while your browser is running. LifeInsurancewiz assigns a random number to each user and stores this number as a cookie on the user’s computer. This allows LifeInsurancewiz to correlate user activity throughout our site and track usage patterns.

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